Author: Pushparani Mudaliyar

The past four decades have brought revolutionary improvements in cancer care, transforming many forms of cancer from fatal diagnoses into chronic, manageable conditions.

The UK’s bulk purchase annuity market is now firmly established as a £50bn a year market.

An insurance buy-out is not the only option in town for UK defined benefit pension schemes looking to de-risk – but is it still the best one?

In the dynamic landscape of the life settlement industry, the evaluation of mortality risk stands as a cornerstone in determining the value and viability of investment portfolios. Among the myriad of factors influencing mortality, tobacco and other forms of nicotine use are of paramount consideration, with implications reaching far beyond the confines of specific health-related issues. This article seeks to provide some useful insight on the subject and unravel the impact this addictive habit has on all-cause mortality within the life settlement sector.  Where did it all begin? Tobacco has a rich and contentious history in America, dating back to pre-Columbian times…