Browsing: Secondary Life Markets
Longevity and Mortality Investor’s coverage of the secondary life markets, including life settlements, equity release, reverse mortgages and life contingent structured settlements.
Litigation risk in the life settlement market takes multiple forms, from cost of insurance increases to estate challenges, from credit risk to stranger-owned life insurance cases. Liam Bodemeaid, Actuarial Consultant at Actuarial Risk Management, introduces a new framework to price litigation risk with a little bit more logic, data, and structure in a guest article.
Despite its growth and maturity in the past 25 years, the life settlement asset class remains a complicated one that requires deep analysis so that investors can understand it fully.
Under optimistic scenarios, new research from Swiss Re projects that GLP-1 medications could reduce all-cause mortality in the US by as much as 6.4% by 2045. But what will the impact be on the life settlement market?
The life settlement market has never been more mature and experienced, and ELSA is well placed to continue to lead from the front in terms of the awareness and education effort, driving standards, and fostering collaboration among market participants to push the industry to higher highs.
Longevity and Mortality Investor (LMI) is the new name for Life Risk News. Greg Winterton caught up with Chris Wells, Managing Editor at LMI, to discuss the reasons behind the rebrand, his thoughts on how the longevity and mortality markets have evolved in recent years, and plans for the future.
The US Department of Housing and Urban Development, which, through the Federal Housing Administration, oversees the federally insured Home Equity Conversion Mortgage program, publishes monthly data showing the number of HECM endorsements on its website, and, for the first time since 2022, the market has grown – but from a historically low floor.
Russell indexes are widely used by investment managers and institutional investors for index funds and as benchmarks for active investment strategies.
The overall mood at the event was upbeat, with attendees generally seeing the industry as having successfully navigated the macroeconomic tumult of recent years.
Cashing Out is a documentary from New York-based filmmaker Matt Nadel that tells the stories of three people who had a direct link to the viatical settlement industry in the US in the 1980s and 1990s.
The life settlement market isn’t just a niche for policy sales; it’s a goldmine of mortality data that can elevate financial advising. By looking beyond traditional sources and embracing these insights, financial advisors could produce more accurate retirement income models for their clients and their businesses.