Browsing: Volume 1 Issue 1 – October 2025
Despite its growth and maturity in the past 25 years, the life settlement asset class remains a complicated one that requires deep analysis so that investors can understand it fully.
The increasing frequency and magnitude of cyber-attacks on British businesses have prompted the UK’s pensions industry to consider its own resilience, especially during de-risking processes when scheme members’ data is at a heightened state of vulnerability.
Under optimistic scenarios, new research from Swiss Re projects that GLP-1 medications could reduce all-cause mortality in the US by as much as 6.4% by 2045. But what will the impact be on the life settlement market?
The success story of rising life expectancy is far from over, but it is evolving. For pensions and insurance, the challenge is to reflect short-term headwinds without losing sight of long-term potential.
The life settlement market has never been more mature and experienced, and ELSA is well placed to continue to lead from the front in terms of the awareness and education effort, driving standards, and fostering collaboration among market participants to push the industry to higher highs.
Longevity and Mortality Investor (LMI) is the new name for Life Risk News. Greg Winterton caught up with Chris Wells, Managing Editor at LMI, to discuss the reasons behind the rebrand, his thoughts on how the longevity and mortality markets have evolved in recent years, and plans for the future.
The US Department of Housing and Urban Development, which, through the Federal Housing Administration, oversees the federally insured Home Equity Conversion Mortgage program, publishes monthly data showing the number of HECM endorsements on its website, and, for the first time since 2022, the market has grown – but from a historically low floor.
Longevity and Mortality Investor’s Editor’s Letter for the October 2025 issue.