Browsing: Commentary

An insurance buy-out is not the only option in town for UK defined benefit pension schemes looking to de-risk – but is it still the best one?

The Life Insurance Settlement Association (LISA) is refining its mission and vision for the future and to develop an actionable plan to achieve those goals.

Arguably, the US life insurance industry had a strong 2023 from a balance sheet perspective. Asset growth outpaced liability growth, and policy reserves grew as well and the legacy of the Covid-19 pandemic would appear to be diminishing.

Data – either a lack of it, too much of it or even the wrong kind – is proving a challenge to the UK’s pension risk transfer market.

While ageing is fundamentally a physiological phenomenon, numerous factors significantly influence the rate at which this process occurs. Certain factors can accelerate the ageing process, while some have the potential to decelerate it, influencing the rate of physiological decline.

The different risk exposures and risk appetites of insurance companies mean that reinsurance is used in a number of ways as there is not a ‘one size fits all’ offering.

Private equity-backed reinsurers’ appetite for Asian life insurance assets is unlikely to be sated any time soon, as there is $2 trillion of assets/liabilities under management that are currently providing sub-par capital returns

New technological advances to meet key healthcare needs are a crucial element driving the performance profile of the healthcare sector.

New analysis from consulting firm LCP suggests the value of the €20-30bn of Dutch pension fund liabilities expected to be bought out by insurers by 2027 could differ by at least €500m depending on the model used.

As of 7 October, the Royal Mail Collective Pension Plan will launch for Royal Mail employees with over a year’s…